TD INSURANCE MASTERCLASS

Selling Personal Auto & Personal Umbrella MasterClass

Know the Coverage. Find the Gaps. Sell With Confidence.

Selling Personal Auto insurance should be about more than quoting a price. Great agents understand the coverage, recognize a client’s exposures, and know when additional liability protection may be needed.

The Selling Personal Auto & Personal Umbrella Masterclass is designed to help insurance professionals strengthen their coverage knowledge while becoming more confident discussing—and selling—Personal Auto and Personal Umbrella insurance.

Through practical video instruction, real-world examples, and downloadable PDF resources, you’ll learn how to move the conversation beyond “How much is my premium?” and toward “Do I have the right protection?”

Topics Include:

• Understanding Personal Auto coverage
• Liability limits and why they matter
• Medical Payments coverage
• Uninsured & Underinsured Motorist coverage
• Physical Damage coverage
• Deductibles and coverage considerations
• Common Personal Auto exclusions and limitations
• Important Personal Auto endorsements
• Newer and older endorsement considerations
• Identifying potential coverage gaps
• Understanding Personal Umbrella coverage
• Required underlying liability limits
• What a Personal Umbrella may—and may not—cover
• Recognizing clients who may need additional liability protection
• Asking better coverage questions
• Moving the conversation from price to protection
• Cross-selling Personal Umbrella with Personal Auto
• Real-world client scenarios

Your Masterclass Includes:

Video Training
Straightforward instruction that helps you understand Personal Auto and Personal Umbrella coverage and apply that knowledge when talking with clients.

Downloadable PDF Guides & Resources
Practical reference materials you can keep and use when reviewing coverage or preparing for client conversations.

Sales & Coverage Strategies
Learn how to identify exposures, explain coverage in understandable terms, and have better conversations about liability limits and Personal Umbrella protection.

Real-World Examples
Work through situations that show why coverage decisions matter when an actual loss occurs.

Who Is This Masterclass For?

Ideal for Personal Lines producers, account managers, customer service representatives, newer agents, and experienced agents who want a refresher or want to become more confident discussing coverage with clients.

Don’t just quote the auto. Understand the risk, explain the coverage, and protect the client.

IMPORTANT

This TD Insurance Academy course is for educational and professional development purposes only. It is NOT Continuing Education (CE), and no CE credit is earned or reported for completing this course.