TD INSURANCE MASTERCLASS

Medicare, Medicaid & Long Term Care MasterClass 

Understand the Programs. Know the Differences. Help Clients Navigate Their Choices With Confidence.

Medicare, Medicaid, and Long-Term Care are some of the most important—and often most confusing—topics facing clients as they plan for retirement and future healthcare needs.

The Medicare, Medicaid & Long-Term Care Masterclass is designed to give insurance professionals practical knowledge they can use when discussing these programs and coverage options with clients and families.

Through easy-to-follow video instruction and an extensive collection of downloadable PDF resources, you’ll build a stronger understanding of Medicare, Medicaid, Medicare Supplements, Medicare Advantage, prescription drug coverage, and Long-Term Care insurance.

Topics Include:

• Medicare eligibility and enrollment
• Medicare Part A – Hospital Insurance
• Medicare Part B – Medical Insurance
• Medicare Part C – Medicare Advantage
• Medicare Part D – Prescription Drug Coverage
• Medicare premiums, deductibles and cost sharing
• Medicare Supplement insurance
• Medicare Advantage vs. Medicare Supplement
• Understanding what Medicare does—and does not—cover
• Medicaid fundamentals
• Medicare vs. Medicaid
• Medicaid and Long-Term Care
• Long-Term Care services and levels of care
• Traditional Long-Term Care Insurance
• Benefit periods, elimination periods and policy provisions
• Inflation protection
• Partnership concepts
• Hybrid and combination LTC products
• Understanding the potential cost of Long-Term Care
• Helping clients plan for future healthcare and Long-Term Care needs

Your Masterclass Includes:

Video Training
Straightforward instruction that breaks down Medicare, Medicaid, and Long-Term Care into understandable concepts and practical applications.

Downloadable PDF Guides & Resources
A collection of reference materials designed to reinforce the video instruction and provide resources you can return to when you need a refresher.

2026 Medicare & You Handbook
The official Medicare handbook covering Medicare benefits, choices, rights, protections, and important information for 2026.

Long-Term Care Shopper’s Guide
A valuable consumer-focused resource to help you better understand the questions and considerations involved when evaluating Long-Term Care insurance.

Medicare, Medicaid & LTC Reference Materials
Additional downloadable PDFs covering important concepts, terminology, coverage considerations, and frequently asked questions.

Who Is This Masterclass For?

It may be right for you if:

• You're approaching age 65 and aren't sure where to begin.
• You're already on Medicare but still have questions about how your coverage works.
• You're trying to understand the difference between Original Medicare, Medicare Advantage and Medicare Supplement plans.
• You're confused about when to enroll or concerned about missing an important enrollment deadline.
• You want to better understand Medicare Part D and prescription drug coverage.
• You're still working at 65 and wondering how Medicare works with your employer health insurance.
• You're helping a parent, spouse or other family member navigate Medicare.
• You want to understand what Medicare may — and may not — cover when it comes to long-term care.
• You simply want to become more informed before talking with an insurance agent or making Medicare decisions.

Also, of course, ideal for Life & Health agents, Medicare agents, benefits professionals, newer producers, experienced agents who need a refresher, and insurance professionals who want a stronger understanding of how Medicare, Medicaid, and Long-Term Care fit together.

Don’t just memorize Medicare, Medicaid, and LTC terminology. Understand how the pieces fit together so you can have better conversations with your clients.

IMPORTANT

This TD Insurance Academy course is for educational and professional development purposes only. It is NOT Continuing Education (CE), and no CE credit is earned or reported for completing this course.

Government program rules, benefits, costs, and eligibility requirements may change. Always refer to current Medicare, Medicaid, and other applicable government resources when advising clients.