TD INSURANCE MASTERCLASS

Home and Condo MasterClass

Understand the Coverage. Spot the Gaps. Help Clients Protect What Matters.

Homeowners and Condo insurance can look simple—until there is a claim. Understanding what the policy covers, what it excludes, and where coverage gaps may exist is essential for insurance professionals who want to properly advise their clients.

The Home & Condo Insurance Masterclass takes a practical, real-world approach to understanding Homeowners and Condominium insurance. Through video instruction, examples, and downloadable PDF resources, you’ll strengthen your coverage knowledge and become more confident explaining important coverage decisions to clients.

Topics Include:

• Understanding Homeowners policy forms
• Dwelling and Other Structures coverage
• Personal Property coverage
• Loss of Use and Additional Living Expense
• Personal Liability and Medical Payments
• Replacement Cost vs. Actual Cash Value
• Special limits on certain types of personal property
• Common exclusions and coverage limitations
• Water losses and other challenging claims situations
• Important Homeowners endorsements
• Understanding Condo Unit-Owners coverage
• What the condo association may cover vs. the unit owner’s responsibility
• Improvements and Betterments
• Loss Assessment coverage
• Personal Property and Liability considerations for condo owners
• Identifying potential coverage gaps
• Asking better questions during a coverage review
• Moving the conversation beyond price to proper protection

Your Masterclass Includes:

Video Training
Straightforward instruction that breaks down Homeowners and Condo coverage into concepts you can understand, explain, and apply.

Downloadable PDF Guides & Resources
Practical reference materials you can keep and return to when reviewing coverage or preparing for client conversations.

Coverage & Sales Strategies
Learn how to identify exposures, ask better questions, explain coverage differences, and uncover opportunities to improve a client’s protection.

Real-World Examples
Explore situations that demonstrate how policy language, limits, exclusions, and endorsements can make a significant difference when a loss occurs.

Who Is This Masterclass For?

Ideal for Personal Lines producers, account managers, customer service representatives, newer agents, and ebxperienced insurance professionals who want a strong Homeowners and Condo refresher.

Don’t just insure the house or condo. Understand the exposure, explain the coverage, and help protect the client.

IMPORTANT

This TD Insurance Academy course is for educational and professional development purposes only. It is NOT Continuing Education (CE), and no CE credit is earned or reported for completing this course.